The property finance OS · early access

Finance built for sites,
not spreadsheets.

Wise and Revolut are built for global business. Dolfinn is built for the shape of a property project — staged draw-downs, overseas materials, site cards, CIS and VAT. One layer for every pound that moves across your build.

£60K+
Value per £1M project
60 sec
Indicative lending offers
5–50%
Supplier discounts
6 → 1
Tools replaced
GBP → EUR1.1842
GBP → USD1.2714
GBP → AED4.6711
INTERBANKLIVE
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[01] The platform

One powerful system replacing fragmented banks, cards, FX providers, lenders and suppliers.

01 · Accounts & FX

Global multi-currency accounts at interbank rates.

GBP, EUR, USD, AED and more. Hold and pay in the currency that suits the invoice — without the 2–4% markup every high-street bank quietly charges.

02 · Cards

Bank accounts, Visa & Mastercard business cards.

~1% cashback on materials, equipment and site spend. Every swipe reconciled in real time — no receipt-chasing on Friday afternoon.

03 · Lending hub

Indicative offers in 60 seconds.

Digital draw-downs, not three-week email chains. Structure finance first, design second.

04 · Marketplace

Curated overseas manufacturers & suppliers.

5–50% discounts on materials and services you're already buying. Vetted quality, transparent lead times.

05 · Payments & books

Faster Payments, SEPA, SWIFT — cleared in hours.

Real-time analytics, Xero and QuickBooks sync, automated reconciliation. Your ledger keeps up with the site.

$ 12,480 — HVAC
$ 3,210 — Roof
$ 840 — Turn
$ 1,950 — Paint
[02] The result

Real numbers, per £1M project.

£20–40K

FX savings.

Interbank rates replacing the 2–4% your bank skims on every cross-border payment.

£2–5K

Card cashback.

~1% back on materials, equipment and site spend — across every card on the team.

£3–8K+

Supplier discounts.

Pre-negotiated rates with vetted overseas manufacturers — settled at interbank.

5 hrs/wk

Time saved.

Roughly £20K+ yearly back to you, instead of bouncing between six logins.

[03] Your numbers

Total value generated: £60K+ on a £1M project.

See what Dolfinn returns on a project your size.

Drag the sliders. Numbers update in real time — based on average customer results per £1M of project spend.

Total value generated
£62K
FX savings, cashback, supplier discounts & time returned
FX + cashback recovered
£32K
Interbank rates + 1% on card spend, annualised
Hours returned / year
260 hrs
[04] Marketplace

Materials & services, pre-negotiated.

// Live marketplace · 420+ suppliers · 38 countries
Every rate settled at interbank, in the supplier's local currency.
Browse the catalogue
[04] Built for property

A business account won't build you a building.

Capability Dolfinn High-street bank Fintech neobank Broker + spreadsheet

// Comparison reflects typical offerings as of 2026. Fintech neobank = Wise / Revolut / Airwallex-class account.

[05] Who it's for

Four project shapes we already know by heart.

01 · The SME developer

"5–30 units, one bad FX quote from pain."

Tiling from Guangzhou, windows from Poland, joinery from Portugal. Every cross-border payment used to cost a day and 2–4%. With Dolfinn you settle in supplier currency, at interbank, from the same login your QS uses.

Project · 11 dwellings
Malvern Hills, WR13
£648K FX · savings · this build
02 · The portfolio landlord

"12 addresses, one team, end-of-month chaos."

Rent in, mortgages out, insurance renewals, boiler swaps, deposit schemes. Cards tagged by property, invoices auto-matched in Xero, and reconciliation that doesn't eat a weekend.

03 · The BRRR investor

Buy, refurb, refinance — without 6 logins.

Bridging draw-downs, materials, contractors, refinance exit. All on one timeline.

BUY REFURB RENT REFI
04 · The site manager

Cards with guardrails on every van.

Per-site limits, materials-only MCCs, receipts captured on tap.

VAN-01
VAN-02
VAN-03
VAN-04
05 · The finance lead

Month-end, ten minutes.

Auto-matched invoices, live CIS, VAT reclaim on materials, exports for the accountant.

✓ CIS deduction — auto
✓ VAT reclaim — queued
→ Xero export — ready
✓ Bank feeds — matched
[06] First movers

Early access is opening soon.

Onboarding
Pricing
Success manager
Sync
Sync
GBP rails
EUR rails
Global rails
Cards
Cards
USD · AED +
Coming
[07] Questions

The ones that come up most.

Who is Dolfinn built for?

SME landlords, property developers and portfolio owners — the people building homes, not running trading desks. If you're juggling six logins to move money across a single project, you're our customer.

How does Dolfinn actually save £60K+ per £1M project?

Four stacking effects: £20–40K in FX savings by replacing bank markups with interbank rates, ~£2–5K in card cashback on site spend, £3–8K+ in pre-negotiated supplier discounts, and around 5 hours a week back to you (~£20K+ yearly).

Which currencies are supported?

GBP, EUR, USD and AED at launch, with more currencies being added. All held in named multi-currency accounts, all priced at interbank.

How fast are international payments?

Faster Payments (GBP), SEPA (EUR) and SWIFT (global) — cleared in hours, not 3–5 days. Settlement status is visible end-to-end, not a black box.

What do early-access customers get?

Priority onboarding, locked-in pricing, and a dedicated success manager. First movers help shape the product and keep their rates for the long run.

Get early access.

A short application — three minutes — and we'll line up your onboarding. First cohort opens Q1 2026 with priority slots, locked-in pricing, and a dedicated success manager.

// Applications reviewed within 48 hours
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